Individual Insurance Plan Or Family Floater Plan - Which Plan To Choose ? | कोनसा प्लान चुने ?
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While buying a health insurance plan, you will ideally have to choose between a Family Floater Health Insurance and an Individual Health Insurance.
The main difference between the two is that in a family floater health insurance, all family members are protected under one plan; this means both the premium and the total sum insured is shared amongst all family members; whereas an individual health insurance plan is dedicated to one person only, wherein the health insurance premium and sum insured is dedicated to one person only.
We’ve often heard of the common phrase, “Health is Wealth”. Perhaps we didn’t take it to seriously as kids but as time goes by, the truth within those three words only strengthens as we grow older, and the world gets ahead of us with every passing year.
Moreover, the expenses in context to healthcare too seem to be getting only higher. This is probably also why there are so many more options today when it comes to securing our health with a health insurance plan; this not only helps us securing our health and wellbeing but, also allows us the leeway to be financially secure.
Since there are so many options today when it comes to health insurance, it can get overwhelming to make the right decision. One of the most common doubts we’ve learned people have in choosing the right health insurance plan is in picking the right type of plan.
Broadly, when it comes to health insurance, there are two types of health insurance plans available no matter which health insurer you pick, i.e. a Family Floater Health Insurance and an Individual Health Insurance. We believe in transparency when it comes to insurance.
After all, it’s such a crucial financial decision, and we’re here to help you in making the right one. Hence, we’ve put down everything you need to know, when it comes to understanding the difference between a Family Floater Health Insurance and an Individual Health Insurance.
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